Independent Financial Advisers
YOUR LIFE.
YOUR MONEY.
YOUR FUTURE.
What do you want from your life … and how will your money make it happen?
Our team of expert independent financial advisers provide specialist advice on investments, pensions, mortgages and financial planning. We’ll give you clarity and comfort about your financial future.
Making certain your money…
…gives you the life you really want.
ABOUT US
In these uncertain times, here’s certainty you can rely on …
We help people to plan their financial future. To do so, we put your life and not just your money, at the centre of our financial planning advice. Our aim is to give you certainty about how your money is working for you.
WHAT OUR CLIENTS SAY
Meet Rob & Eileen
‘‘The biggest benefit of working with Gareth is that we have clarity now about where we are financially, and we know we’ll have enough money to last us. I’m an analytical person, I like to see that clarity and the numbers, and where we’ll be at a certain age. Having that clear vision is undoubtedly the biggest benefit of working with Gareth.’’
Meet Vicky & Ian
“After working with Gareth, we are now retiring early (well, certainly from full-time work) and are over the moon! We’ve sold everything we own and are buying a boat and will be spending half the year living in Cyprus with Vicky’s parents, who own a villa there. We had a real ‘lightbulb’ moment with Gareth, and he really changed our mindset. His approach is all about how we want to live our lives. All we can say is get his advice and see what it can do for you!”
Meet Gareth & Nicola
‘’David Jones has helped us enormously with advice about being able to take a percentage of Gareth’s pension, and we are feeling more comfortable now that our finances have been sorted out. We’ve got peace of mind and can sleep at night, not having to worry about money. We count ourselves extremely lucky. David’s been marvellous and we’d recommend him to anyone who’s been in a situation like us.’’
Meet John & Sheena
‘’It was the biggest decision of my life, to stop working. Lee helped us a lot by looking at our options and deciding the best course of action. I am now retired 2 years earlier than I thought and I’m really enjoying it. Sheena is about to join me at the end of August, also bringing her retirement 2 years forward. We can now make the most of our lives because you don’t know what’s around the corner!’’
Meet Maggie & Andy
‘’We love our holidays and have a clear idea of how we’d like to live in retirement. Thanks to Gareth we’ve now got a 10 year plan to make sure that we can afford that lifestyle when the time comes. We wanted someone we can trust to do the right things for us. Now we don’t have to think about it anymore, we’re confident you’ll do the right things and we can just enjoy our quality of life.’’
Meet Steve & Barbara
‘’Working with Bill has changed our lives because his advice has enabled me to take control of my financial future and retire a year earlier than I thought possible. I’m also in a much stronger position financially now than I would have been, thanks to his advice. We’ve been able to retire and do the things we enjoy together, which is what it’s all about.”
Meet Shaun & Jemma
“Parkgate has made a huge difference to our lives because Carl helped us to buy our first home. We were first-time buyers and had never done this before, so it was really helpful to have him take us through the process. He gave us reassurance and a roadmap of what to do next.”
Meet David & Helen
“We love our holidays and have a clear idea of how we’d like to live in retirement. Thanks to Gareth we’ve now got a 10 year plan to make sure that we can afford that lifestyle when the time comes. We wanted someone we can trust to do the right things for us. Now we don’t have to think about it anymore, we’re confident you’ll do the right things and we can just enjoy our quality of life.”
How much is ‘enough’?
With your whole life ahead, how much money will you need?
By using sophisticated planning software, we can model your financial future. If it looks like you’re on track, we’ll encourage you to follow your dreams. If it seems you might not have enough, we can consider ways to improve your future.
ARE YOU …
Making the most of your life with your money?
Life isn’t a rehearsal, and every day is precious. The quicker you get expert advice, the faster you can relax knowing you have a clear path forward.
CREATING YOUR FINANCIAL LIFE PLAN
Here’s how we ensure your money gives you the life you want.
Your Story
Everything starts with you and your life.
We get to understand what you want before we do anything.
Our Expertise
Converting theory into reality
Next we combine what we’ve learned about you with our expertise to create the plan that’s right for you.
Your Plan
It’s just a dream, without a plan
We explore all kinds of future scenarios to ensure your money is providing for the future life you want.
PLANNING YOUR FINANCIAL FUTURE
We can help you achieve your life goals, whatever they may be.
WHAT OUR EXPERTS SAY
Bill Ward, AIFP, Financial Planner
Gareth Higton, DipPFS, Director and Financial Planner
Steve Braidford, DipPFS, Director and Financial Planner
Meet the Team
We are proud of our expert independent financial advisers and friendly administrative team in Chester and the North West.
Book your free meeting
Discover how you could be using your money to make the most of your life.
Arrange your free initial meeting today with one of our independent financial advisers in Chester and the North West.
Read ‘Parklife’
Sharing the latest news and views is important to us at Parkgate. That’s why we have our own magazine, written with your interests in mind. It’s yours to download free.
Neston Road
Thornton Hough
Wirral
CH63 1JF